
This chilled banana split treat skips the oven completely. It's perfect when it's scorching outside or you need something fast. Features a graham base, layers of cream, topped with fruits and crunchy nuts.
Benefits Of This Delightful Dessert
Takes minutes to throw together with zero baking. Ideal during hot months. Comes with a crunchy bottom, silky center, juicy fruits and crunchy nuts. Works well at gatherings or as a family sweet ending.
Ingredients
- Graham Crackers: Smashed into crumbs for the foundation. Vanilla wafers work too
- Butter: Liquified, binds the base ingredients
- Cream Cheese: Adds creamy texture
- Sugar: Plain granulated type
- Cool Whip: Homemade whipped cream can substitute
- Bananas: Pick fully yellow ones
- Pineapple: From a can, make sure it's drained
- Strawberries: Sliced fresh
- Walnuts: Diced, for texture
- Chocolate Syrup: Drizzled over everything
- Cherries: Added for visual appeal
Instructions
- Prep Pan:
- Coat a 9x13 dish with a thin layer of grease
- Make Base:
- Combine butter with cracker bits. Push down firmly. Cool in fridge.
- Mix Filling:
- Whip sugar with cream cheese. Gently mix in Cool Whip. Layer onto cooled base.
- Add Fruit:
- Put down bananas, then pineapple, then strawberries.
- Top:
- Spread more Cool Whip. Sprinkle with nuts.
- Finish:
- Drizzle chocolate and place cherries.
- Chill:
- Refrigerate at least 4 hours, better overnight.

Perfect Easter Option
This colorful treat matches Easter vibes perfectly. Its vibrant look feels like a celebration. There's plenty for the whole extended family. Can be made the day before too.
Kitchen Stays Cool
Your kitchen won't get hot at all. Just assemble, stack, and refrigerate. Great when you're swamped or during summer heat.
Layer Breakdown
Every layer brings its own magic. The bottom gives you crunch, the middle offers creaminess, the fruits add sweetness. Finish with fluffy topping, crunchy nuts, smooth chocolate, and bright cherries.
Customization Ideas
Don't worry about eggs - cream cheese is tastier and food-safe. Switch to homemade whipped cream if you'd like. Just know it won't last as long in the fridge that way.

Everyday Enjoyment
Works for random Tuesday nights, not just special occasions. Simple enough for weekly dessert plans. Stays fresh in your fridge for daily sweet cravings all week long.
Frequently Asked Questions
- → Can I use whipped cream?
- Homemade won’t stay firm
- Softens fast
- Refrigerate it
- Eat within 2 days
- Store-bought holds better
- Homemade tastes great
- → How long should it chill?
- At least 4 hours
- Overnight’s even better
- Firm texture improves
- Don’t skip long chilling
- Cover tightly
- Keep it cold
- → Can vegans eat this?
- Contains dairy cream cheese
- And other cream-based items
- Vegan substitutes exist
- Try small quantities first
- Could be softer in texture
- The taste won’t be the same
- → Any tricks for the crust?
- Crack crackers finely
- Melt butter before mixing
- Press it down firmly
- Check the corners
- Ensure an even layer
- Let it chill before use
- → What’s the shelf life?
- Best eaten within 4 days
- Refrigerate consistently
- Seal it up tightly
- Bananas turn brown over time
- Gets too soft after day two
- Best if eaten quickly
Conclusion
Check out similar ideas like chilled cheesecakes with berries or quick pecan chocolate pies. All no heat needed.