Baked Banana French Toast

Featured in Breakfast & Brunch.

This easy banana French toast combines chunks of soft bread, bananas, eggs, and cinnamon into a comforting bake. Prep ahead by letting it soak overnight for the best texture, then top with a buttery, crispy streusel before baking. Great for weekend breakfasts, family celebrations, or any cozy morning!

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Updated on Wed, 22 Oct 2025 16:35:03 GMT
A plate of sweet banana toast with a cut slice. Pin it
A plate of sweet banana toast with a cut slice. | tasteofmoms.com

This overnight banana french toast bake turns your basic breakfast into something worth celebrating. Sourdough slices soak in a luscious egg mixture all night while the bananas bring their natural sweetness that gets even better when they brown in the oven. Finished with a crispy cinnamon topping, it's the ultimate prep-ahead treat for holiday mornings or lazy weekend gatherings.

I whipped this up for my mom's special day brunch and now everyone asks for it at family get-togethers. Those crunchy edges, soft custardy middle, and hints of banana bread flavor fool people into thinking I spent all morning cooking when really the fridge did most of the work overnight.

Ingredients

  • French or sourdough bread: Gives you that sturdy base that won't turn to mush during the overnight soak
  • Eggs: Form the custard foundation that works magic on plain bread
  • Heavy cream and milk: Team up to create that silky smooth texture
  • Bananas: Supply sweetness naturally and get all golden and tasty in the oven
  • Vanilla extract: Boosts everything else without stealing the spotlight
  • Cinnamon: Adds that cozy morning flavor we all love
  • Brown sugar: Goes in both the egg mixture and topping for that deep, caramelly kick
  • Butter: Creates those crunchy bits in the topping that everyone grabs first

Step-by-Step Instructions

Get Your Pan Ready:
Butter your 9×13 inch baking dish really well, especially in the corners so nothing sticks later. Don't skip this or you'll regret it when serving.
Cut Up Your Bread:
Tear or slice your bread into chunks about an inch big, with some smaller and some bigger for texture. Slightly dry bread works better since it'll soak up more of the egg mixture.
Whip Up The Egg Mixture:
Crack your eggs into a big bowl and beat them well, then pour in your milk, cream, sugars, vanilla and cinnamon. Keep whisking until everything's smooth with no egg streaks left.
Mix It All Together:
Dump the egg mixture over your bread pieces making sure they all get wet. Toss in your chopped bananas and stir everything gently. Don't smash the bananas or bread while mixing.
Let It Sleep:
Spread everything evenly in your buttered dish. Cover it with plastic wrap and stick it in the fridge overnight or at least 8 hours so the bread can drink up all that custard.
Cook It Through:
Heat your oven to 350°F and bake uncovered for around 35-40 minutes. The middle should be mostly firm but with a tiny wobble.
Make The Crunchy Topping:
While it's baking, stir together flour, brown sugar and cinnamon in a bowl. Drop in cold butter chunks and use your fingertips to rub everything together until you get crumbs about the size of peas.
Add The Crowning Touch:
Pull the almost-done casserole from the oven and scatter your crumb mixture all over the top. Pop it back in for about 5 more minutes until the topping turns golden and crispy.
A plate of banana bread with a spoon in it. Pin it
A plate of banana bread with a spoon in it. | tasteofmoms.com

Making this dish takes me back to weekend mornings with my grandma who always turned everyday ingredients into something amazing. The sweet banana taste reminds me of those family vacations to beach towns where we'd start our day with breakfast looking out at the waves.

Best Bread Options

Your bread choice really changes how this french toast bake turns out. The recipe suggests sourdough or French bread but each does something different. Sourdough brings a slight tang that cuts through the sweet bananas and sugar. French bread makes everything lighter and fluffier. Bread that's a day old works way better since fresh stuff can get too mushy overnight. If you only have fresh bread, just cut it up and let it sit out for a few hours to dry a bit before you start putting everything together.

Perfect Banana Selection

You'll want bananas that are ripe but not totally brown for this recipe. Go for yellow ones with a few brown spots which means they're sweet enough without being mushy. Got green bananas? Stick them in a paper bag with an apple overnight to speed things up. Super dark bananas with lots of black spots will make everything too wet. When you chop them, go for bigger chunks instead of thin slices so they don't disappear during baking. Bananas get all caramelized in the oven, creating little pockets of gooey sweetness throughout your breakfast.

Serving Suggestions

This bake tastes great by itself but you can make it even better with a few extras. Maple syrup is always a winner, but you might try some fruit sauces, fresh berries or a dollop of whipped cream too. Want to make it extra special? Add some vanilla ice cream and call it dessert instead of breakfast. Balance out all that sweetness with some crispy bacon or sausage links on the side. Sprinkle some toasted walnuts or pecans on top for a nice crunch. This goes down real nice with coffee, tea or even a mimosa if you're feeling fancy.

A white bowl with a banana and a bowl of nuts. Pin it
A white bowl with a banana and a bowl of nuts. | tasteofmoms.com

Every mouthful of this dish brings comfort and sweetness that feels just like getting a warm hug.

Frequently Asked Questions

→ Could I use another kind of bread?

Definitely! Sturdy options like brioche or challah work well, since they won't fall apart with the egg mixture.

→ Is overnight soaking mandatory?

Letting it sit overnight boosts the texture. But, if you're in a pinch, a 1-2 hour rest can work too.

→ What can I use instead of bananas?

You can replace bananas with sliced peaches, berries, or even diced apples to switch up the flavor.

→ How do I make the streusel crunchier?

To get a crunchier topping, mix the butter in thoroughly and bake till it's golden and crumbly.

→ Can leftovers go in the freezer?

Yes, seal them in an airtight container and keep for up to a month. Reheat in the oven to restore the crisp texture.

→ Can I make this without dairy?

Of course! Swap in plant-based milk and butter alternatives for a dairy-free option.

Baked Banana French Toast

Warm banana toast bake with streusel topping, perfect for any morning meal.

Prep Time
15 Minutes
Cook Time
40 Minutes
Total Time
55 Minutes
By: Ashley

Category: Breakfast & Brunch

Difficulty: Intermediate

Cuisine: American

Yield: 8 Servings

Dietary: Vegetarian

Ingredients

→ Casserole

01 1 1/2 tsp ground cinnamon
02 6–7 medium bananas, sliced up
03 8 large eggs
04 1 lb loaf of sourdough or French bread, torn into pieces
05 2 cups (480 ml) whole or 2% milk
06 1/4 cup (36 g) loosely packed light brown sugar
07 1/2 cup (104 g) white granulated sugar
08 1/2 cup (120 ml) heavy cream
09 2 tsp vanilla flavoring

→ Streusel Topping

10 1/2 cup (112 g) salted butter, chopped into small chunks
11 3/4 cup (169 g) packed brown sugar
12 1 tsp ground cinnamon
13 3/4 cup (98 g) regular all-purpose flour

Instructions

Step 01

Lightly grease a 9×13 inch baking dish.

Step 02

Place the bread chunks in a large mixing bowl and leave them aside for later.

Step 03

In a separate bowl, whisk the eggs, cinnamon, vanilla, sugars, milk, and cream together until smooth.

Step 04

Add bananas and pour the wet mix over the bread pieces. Gently stir everything until the bread absorbs the mixture.

Step 05

Spread the combined bread and egg mixture evenly into the prepared dish. Cover and chill in the fridge overnight.

Step 06

Heat your oven to 350°F (176°C). Put the dish in and bake for 35–40 minutes, or until it's as firm or soft as you like.

Step 07

While the casserole cooks, mix together the cinnamon, flour, and brown sugar in a bowl. Mash in the butter chunks until you’ve got a crumbly topping.

Step 08

Take the baking dish out just before it’s done and sprinkle the streusel evenly over the top.

Step 09

Put the casserole back in and bake it for another 5 minutes, or until the topping melts and sets.

Step 10

Serve while warm, and drizzle with syrup if you’d like.

Tools You'll Need

  • Baking dish (9×13 inches)
  • Big bowls for mixing
  • A whisk

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Eggs are included
  • Contains milk products
  • Gluten is part of this recipe

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 320
  • Total Fat: 12 g
  • Total Carbohydrate: 58 g
  • Protein: 6.5 g